Midwest Checking
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BENEFITS ON ALL FIRST MIDWEST CHECKING ACCOUNTS
The First Midwest Bank Routing Number is 071901604. See it on a check.
MIDWEST CHECKING UPGRADES
$12 monthly fee is waived ($0) for clients who meet one of the following requirements:
Not the right account for you? View our other checking account options.
Midwest Checking combines free transactions at more than 55,000 Allpoint® ATMs,2 Online and Mobile Banking, special CD rates, and tiered interest rates.8 Get the quality service you deserve with added rewards for those who continue to grow their First Midwest relationship.
Find a Branch1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 No ATM Transaction Fees charged for debit Mastercard® transactions made at First Midwest Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by First Midwest.
3 Not available for Health Savings Accounts. Subject to credit approval. Property insurance is required on loans secured by a property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Discount requires auto payment set up from a First Midwest checking Account. Does not apply to Home Equity Lines of Credit, unsecured loans, Ready Cash, and Certificate of Deposit Secured Loans.
4 Additional fees will apply for duplicate checks.
5 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Rebate may take up to 120 days to appear in your account. Rebate may be subject to IRS tax reporting.
6 Rental discount with auto payment from your Midwest Checking Account on one Safe Deposit Box. Discount can be applied to largest Safe Deposit Box owned.
7 Fee waived upon request for the first six (6) Analysis Periods, if you set up an automatic savings transfer of $25 or more from your Midwest Checking Account to your Statement Savings Account.
8 For balance tier ranges and the interest rate paid on your Account, please refer to the Bank’s current deposit rate sheet at FirstMidwest.com or contact our Customer Care Center at 800.322.3623.
9 Qualifying direct deposits are salary, pension, Social Security, or other regular monthly income electronically deposited to your Account by your employer or an outside agency. Transfers from one Account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple PayTM and Touch ID are trademarks of Apple Inc.
Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.
Android, Google PayTM, Google Play, and the Google logo are trademarks of Google LLC.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
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You can find more information and how to manage your privacy choices by reviewing our California Consumer Privacy Disclosures located on our Privacy information page by following the link on the bottom of any page.
