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Midwest Checking

Enjoy exclusive savings benefits and some of our best upgrades and rewards.1 Ideal for families.

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QUALITY SERVICE AND REWARDS YOU DESERVE


BENEFITS ON ALL FIRST MIDWEST CHECKING ACCOUNTS

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The First Midwest Bank Routing Number is 071901604. See it on a check.


MIDWEST CHECKING UPGRADES

  • $10 off your first order of single style First Midwest Exclusive Wallet Checks and $5 off subsequent orders.4
  • Special relationship rates on CDs
  • $150 Mortgage closing cost rebate5
  • 20% Safe Deposit Box rental discount6
  • Image Statement Fee is waived
  • Statement Savings monthly maintenance fee waived7
  • Tiered interest8 – higher balances earn higher rates

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$12 monthly fee is waived ($0) for clients who meet one of the following requirements:

  1. Qualifying direct deposits9 of $1,000 or more per Analysis Period, OR
  2. Maintain a minimum daily Ledger Balance of $2,500

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Not the right account for you? View our other checking account options.

 

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Get the Checking Account That Brings Momentum to You and Your Family

Midwest Checking combines free transactions at more than 55,000 Allpoint® ATMs,2 Online and Mobile Banking, special CD rates, and tiered interest rates.8 Get the quality service you deserve with added rewards for those who continue to grow their First Midwest relationship.

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NEED TO REORDER CHECKS?

Ordering checks online is quick and easy!

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GET MOBILE MOMENTUM

Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

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LOOKING FOR OVERDRAFT PROTECTION OPTIONS?

We offer a variety of options to cover you in the event of an overdraft on your checking account.

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1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 No ATM Transaction Fees charged for debit Mastercard® transactions made at First Midwest Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by First Midwest.
3 Not available for Health Savings Accounts. Subject to credit approval. Property insurance is required on loans secured by a property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Discount requires auto payment set up from a First Midwest checking Account. Does not apply to Home Equity Lines of Credit, unsecured loans, Ready Cash, and Certificate of Deposit Secured Loans.
4 Additional fees will apply for duplicate checks.
5 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Rebate may take up to 120 days to appear in your account. Rebate may be subject to IRS tax reporting.
6 Rental discount with auto payment from your Midwest Checking Account on one Safe Deposit Box. Discount can be applied to largest Safe Deposit Box owned.
7 Fee waived upon request for the first six (6) Analysis Periods, if you set up an automatic savings transfer of $25 or more from your Midwest Checking Account to your Statement Savings Account.
8 For balance tier ranges and the interest rate paid on your Account, please refer to the Bank’s current deposit rate sheet at FirstMidwest.com or contact our Customer Care Center at 800.322.3623.
9 Qualifying direct deposits are salary, pension, Social Security, or other regular monthly income electronically deposited to your Account by your employer or an outside agency. Transfers from one Account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.

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