First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content
A happy Easy Checking account couple talking together on a couch and laughing
Easy Checking

An account with all the features you need, plus our most popular upgrades and rewards.1

Find a Branch

KEEP THINGS SIMPLE WITH EASY CHECKING


BENEFITS ON ALL FIRST MIDWEST CHECKING ACCOUNTS

Find a Branch

The First Midwest Bank Routing Number is 071901604. See it on a check.


EASY CHECKING UPGRADES

  • $5.00 off first order of single style First Midwest Exclusive Wallet Checks4
  • $150 Mortgage closing cost rebate5

Find a Branch

$8.99 monthly fee is waived ($0) for clients who meet one of the following requirements:

  1. Qualifying deposits6 of $100 or more per Analysis Period are made into the Account, OR
  2. Maintain an Average Daily Balance of $100, OR
  3. Upon request if the Account owner is at least 65 years old

Find a Branch

Not the right account for you? View our other checking account options.

 

A relaxed young lady sitting with a laptop who is holding a debit card and using online banking

The Easiest Way to Bring Momentum to Your Money

Our Easy Checking account provides free transactions at more than 55,000 Allpoint® ATMs worldwide,2 online banking, and mobile banking with bill pay. When you are looking for the best basic checking account, Easy Checking is the answer.

Find a Branch

NEED TO REORDER CHECKS?

Ordering checks online is quick and easy!

Learn More

GET MOBILE MOMENTUM

Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

Learn More

LOOKING FOR OVERDRAFT PROTECTION OPTIONS?

We offer a variety of options to cover you in the event of an overdraft on your checking account.

Learn More

1 Online account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. $100 minimum deposit required to open an account.
2 No ATM Transaction Fees charged for debit Mastercard® transactions made at First Midwest Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by First Midwest.
3 Discount requires auto payment set-up from First Midwest checking account. Does not apply to Home Equity Lines of Credit. Health Savings Accounts are not eligible for the 0.25% Auto and Home Equity loan autopay discount.
4 Applies to First Midwest Exclusive Wallet single style checks. Additional fees will apply for duplicate checks.
5 Subject to credit approval. Property insurance is required on loans secured by property. Cannot be combined with other rebates, discounts, or promotional offers on a single loan number. Rebate may take up to 120 days to appear in your account. Rebate may be subject to IRS tax reporting.
6 Qualifying deposits are any client-initiated deposit into the Account including direct deposit of salary, pension, Social Security, or other regular monthly income deposits to your Account by your employer, another outside agency or yourself. Transfers from another First Midwest Account into the Easy Checking Account also qualify. All qualifying deposits are aggregated to reach $100 within an Analysis Period.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple PayTM and Touch ID are trademarks of Apple Inc.

Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices.

Android, Google PayTM, Google Play, and the Google logo are trademarks of Google LLC.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.