First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Co-owners of a coffee shop stand together smiling after opening an Essential Business Checking account
ESSENTIAL BUSINESS CHECKING

Perfect for small and medium sized businesses.

Open in Branch
Owners of a design business compare notes on the benefits of an Essential Business Checking Plus account
ESSENTIAL BUSINESS CHECKING PLUS

Designed for larger accounts with more activity.

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A businesswoman who is an Essential Business Checking Deluxe client smiles over the blueprints of a business expansion
ESSENTIAL BUSINESS CHECKING DELUXE

Earn competitive interest rates and 350 free transactions4 per month.

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A business owner in his workshop is making a debit card purchase online with his phone
BUSINESS DEBIT CARDS

The perfect way to make purchases and monitor expenses for your business.

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Business Checking

Our approach to business checking is simple — we put your business first. Our account options offer minimum restrictions and maximum flexibility to help give your business momentum.

All of our business checking accounts1 include:

  • Overdraft options to have cash ready when you need it4
  • On-the-Job Banking to help employees conveniently manage their finances
  • Combined Statements with account information on one easy to read statement
  • Access to business solutions to help manage cash flow

Business Checking Account Options

  • Essential Business Checking

    Open in Branch Today

    100 FREE transactions5 per month

    Monthly Fee: $0 or $156
    Avoid fee with $1,500 minimum in average collected balance6

  • Essential Business Checking Plus

    Open in Branch Today

    250 FREE transactions5 per month

    Monthly Fee: $0 or $256
    Avoid fee with $5,000 minimum in average collected balance6

    Access to Treasury Management Services and Bundled Suites7

  • Essential Business Checking Deluxe

    Open in Branch Today

    350 FREE transactions5 per month

    Monthly Fee: $0 or $806
    Avoid fee with $75,000 minimum in average collected balance in combined business deposit accounts6

    Access to Treasury Management Services and Bundled Suites7

Commercial Checking Account Options

For larger companies, we offer a comprehensive array of customizable commercial checking options, designed to meet your business needs. Contact our team of Treasury Management professionals to learn more.

Contact a Treasury Management Professional

SAVINGS ACCOUNTS FOR YOUR BUSINESS

Business savings accounts, money markets and CDs designed to help your business grow.

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MOBILIZE YOUR BUSINESS BANKING

Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

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DRIVING BUSINESS MOMENTUM

From launching your business to expanding it, our team and resources are available to help move your business forward.

We Have Ideas

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Meet a Small Business Banker Near You
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877-505-2265

1 Account opening is available to residents of Illinois, Indiana, Iowa, and Wisconsin. Minimum deposit requirements apply to open any new business checking account. Talk to your First Midwest Banker or Relationship Manager for detailed program requirements.
2 Mobile check deposit is subject to approval.
3 Other ATM operators’ ATM fees may apply.
4 Subject to credit approval.
5 Per item transaction fee swill be charged for all Items/Transactions over an allotted amount during each Analysis Period. This includes electronic and paper transactions. Business Debit Mastercard® purchases do not count against the transaction limit. Review and retain a copy of the General Fee Schedule provided to you at account opening for a complete listing of your Business Account fees.
6 Monthly maintenance fees and minimum balance requirements can vary depending on program and regional banking locations. Fees and minimum balance requirements are subject to change at any time. Talk to your local First Midwest Banker for details regarding specific products, features, and fees.
7 Treasury Management service fees may apply.