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A middle-aged man on a tablet relaxes on his sofa while looking at his Investor Reserve Savings account online
THE PERFECT BLEND OF SECURITY AND RETURN Find a Branch

Investor Reserve Savings

The Investor Reserve Savings1 account features the accessibility of a traditional Statement Savings account and offers higher returns with a tiered interest rate structure, so the interest you earn grows as your balance increases.2 It is perfect for building an “emergency fund” you can access anytime you need it.

  • Maintenance Fee is $25, or $0 per statement cycle when you maintain a minimum daily ledger balance of $1,000
  • There is a limit of six withdrawals per analysis period on a savings account2

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View Our Competitive Deposit Rates

Our Investor Reserve savings account is a multiple tiered interest-bearing account. Get easy access to your "rainy day" savings.

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800-322-3623

1 Online account opening is available to residents of Illinois, Indiana, Iowa and Wisconsin. $100 minimum deposit required to open account.
2 Six (6) withdrawals are free per Analysis Period for Investor Reserve Savings Accounts. Each withdrawal exceeding six (6) per Analysis Period will be assessed an Excessive Withdrawal Fee. The Excessive Withdrawal Fee is $5.00. This includes, but is not limited to, to teller-assisted withdrawals, checks, ATM or debit Card transactions, Account transfers via Online Banking and Mobile Banking, telephone transfers, person-to-person payments (e.g., Zelle® or Venmo), ACH or preauthorized automatic transfers, and wire transfers.