Liquidity Management

Make your cash reserves a strength of your business with First Midwest Liquidity Management capabilities.

You need strong cash reserves for the occasional shortfall or unexpected opportunity, so make sure your idle cash generates a return. Expert liquidity risk management from First Midwest ensures your idle cash generates those returns with an acceptable level of risk.

Ask your First Midwest Treasury Management Officer about:

Sweep Services

• Repurchase Agreement Sweep: Optimize your interest earnings with automatic sweeps to an overnight repurchase agreement.
• Loan Sweep: excess cash in your checking account is automatically transferred overnight to pay down your line of credit, reducing interest related expenses.

Zero Balance Account

Zero Balance Accounts (ZBAs) provide an automated, efficient means of cash flow control between multiple disbursement accounts. Funds transfer from a central account to the disbursement accounts to cover actual clearings, eliminating the need to maintain idle balances.

Commercial Checking

For larger companies, we have an array of customizable commercial checking options. Contact our Treasury Management team to learn more.

Contact a Treasury Management Professional

Business Savings, Money Market Accounts and Certificates of Deposit

First Midwest offers a variety of Savings, Money Market and CD options for our business customers. Get market-responsive rates and liquidity on your cash balances, or predictable returns when you do not need cash immediately

Explore Account Options

See Our Rates

First Midwest Liquidity Management capabilities help you put your idle cash to work. Talk to one of our Treasury Management specialists about our Liquidity Management solutions today.